Kristine  Appleton

Economist
Frontier Economics

Kristine is an economist at Frontier Economics, an economic consultancy, and has spent the last 10 years advising clients in financial services. She uses her understanding of markets, competitive dynamics and consumer behaviour to help clients solve problems relating to commercial strategy, regulation and policy.

Kristine is experienced in advising firms on issues relating to the savings and mortgage markets. Some of her most recent work includes cases in Open Banking and Open Finance, UK payments strategy and regulation, and the future of cash.

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