Speaker Group: Day 1 - 28th April 2026

Michael Scoular is a Chartered Accountant and Senior Partner at EY, leading the UK Financial Services Business Transformation practice. He has held a series of partner roles across EY Financial Services, including serving as Senior Partner for the North‑East of England. With extensive experience in audit, advisory, turnaround and regulatory change, Michael has led major transformation and regulatory programmes for…
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Ash is Partner within Deloitte’s Financial services Technology & Transformation practice, a technology leader within Digital Transformation and the Banking sector CTO. He is passionate about technology leadership, architecture and delivering new digital propositions and modern platforms across the industry. With 20 years’ experience, Ash has worked with many client CIO/CTO’s and CPO’s, shaping modern solutions and leading global technology…
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Andrei Lebed is a fintech leader shaping the future of homeownership through technology, AI, and integrated financial services. He is currently Head of Homeownership at Monzo Bank, where he leads the development of end-to-end home buying and ownership journeys  – spanning mortgage engagement, broking, conveyancing, and protection insurance. Previously, Andrei was Co-founder and CEO of Koodoo, an FCA-regulated mortgage brokerage…
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Hari is the Chief AI & Transformation Officer for DXC Technology UK&I, energising audiences with his vision for an AI‑powered future. A recognised leader in Data & AI strategy, he helps organisations turn complex challenges into breakthrough outcomes through AI‑first transformation, cloud innovation, and data‑driven decision‑making. Known for his clarity, energy, and real‑world insight, Hari inspires leaders to confidently navigate…
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Seán heads DXC’s Experience-led Transformation offering, working at the intersection of customer insight, experience design, digital technology innovation and revenue growth. DXC provides the innovation, creativity and know-how to shape how consumer audiences are engaged across their full lifecycle. With a background across global consumer brands including the Olympic Games, Manchester United, MTV, SKY, multiple UK and European telcos and a…
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Caroline leads the Financial Services practice at PA, working with C-suite clients across the FS market and public sector. She is a recognised expert in consumer and conduct issues, as well as governance and leadership, and provides strategic insight and advice to Boards and Excos across the sector. She is a highly experienced Chief Executive and Non-Executive Director. She led…
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Dominic is Director of Authorisations at the Financial Conduct Authority. He previously spent 25 years in investment banking and broking firms in roles including: Chief Operating Officer, Head of Operations, and Head of Integration and Transformation. He has senior level experience in operations, risk and governance, compliance, transformation, post-merger integration and communications.

Paloma joined The Foundation after 5 years at Be the Business, an organisation improving productivity among SMEs across the UK. She led customer strategy and marketing having been part of the founding team. Before that she was at Zipcar, pioneering new and better ways for people in cities to enjoy mobility, using digital access to share cars and vans. She has…
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Charlie established The Foundation in 1999 to help organisations succeed by being customer not financially led. Examples of projects worked on include helping supermarket Morrisons run a customer-led turnaround leading to a £1.2bn reversal in loss to profit over 7 years, helping Travelex create £100m of value through a customer-led proposition for a foreign currency payment cards, and helping Visa…
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