Charlotte Gerken

Executive Director for UK Deposit Takers Supervision
Bank of England

Charlotte Gerken is Executive Director for UK Deposit Takers Supervision and is responsible for the supervision of around 600 deposit taking firms, including over 400 mutuals (building societies and credit unions).   Charlotte also chairs the PRA’s main executive committee taking decisions on supervision, policy and risk issues, and is a member of the Basel Committee for Banking Supervision.

From 2020 to March 2024, Charlotte was Executive Director for Insurance Supervision. Her previous Director roles include Prudential Policy, where she led teams working on insurance policy development and policy areas spanning both banking and insurance sectors, such as accounting, disclosure and the capital framework, governance and individual accountability, operational resilience and policy strategy and implementation. And Supervisory Risk Specialists, where she led teams assessing banks’ financial and operational risk and resilience and was responsible for delivery of analysis for the annual concurrent stress test of the UK banking system, and development of the Bank’s stress testing approach.

Her previous experience includes leading risk specialist divisions and teams supervising a range of banks, investment banks and insurance groups. Charlotte started her career in commercial banking and credit risk management.

Charlotte Gerken :

Mutual measures – evolving the regulatory landscape to support mutuals

Thursday 8 May 2025 11:10 - 12:15 Hall 1

« Back to Previous Page