BSA Converence

Homeownership in the UK – challenges, mortgage reform & the future of lending

15:50 - 16:50
Wednesday 7 May 2025

As the UK housing market evolves, the path to homeownership is changing for first-time buyers, older borrowers, and lenders. This session will explore the role of mortgage reform in improving access, affordability, and financial resilience across the housing journey. The session begins with a keynote address from Emad Aladhal from the Financial Conduct Authority on Mortgage Reform and Regulatory Landscape, and is followed by a panel of experts. The discussion will examine regulatory developments, innovations in lending, and the future of homeownership in the UK.

Chair

  • Paul Broadhead Head of Mortgage and Housing Policy - Building Societies Association

Speakers

  • Emily Wilson Head of Home Ownership Strategy - Ministry of Housing, Communities & Local Government
  • Sarah Brown Head of Mortgage Propositions, - Coventry Building Society
  • Ben Merritt Director of Mortgages - Yorkshire Building Society
  • Emad Aladhal Director of Retail Banking - Financial Conduct Authority

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